FAQ
Truckers Title Loans is a group of professionals that have served the Texas Trucking community for the past 10 years. We started Truckers Title Loans because we know the challenges of owning your own trucks. By providing quick and easy title loans, we help truckers stay on the road and get through difficult times.
Truckers Title Loans helps anyone who needs quick capital. As you know, life can be unpredictable and having quick access to cash can be a lifesaver. If you have low credit and need quick cash to meet surprise expenses, Truckers Title Loans is here to help!
A title loan is a short term loan that uses your vehicle title to provide credit. At Truckers Title Loans, we provide fast title loans for all types of customers.
As of now, we serve Texas exclusively. We are working on expanding to other states!
We can provide up to $10,000.00 on a title loan. Loan amounts are based on the value of your vehicle and your ability to repay. Semi Truck titles tend to get higher amounts since they are valued more.
Our application takes about 10 to 15 minutes for you to complete. Once we received the application and proper documents from you, we can fund within 24 to 48 hours!
We can provide title loans on Semi Trucks, Dump Trucks, Box Trucks, Car Haulers, Hot Shots, and more.
Including Peterbilt, Mack Truck, Kenworth, International, Freightliner, Volvo Trucks, GMC, Ford title loans and more!!
Although semi truck titles are the best way to get the most capital possible. We can provide title loans on non commercial vehicle titles as well such as pick up trucks, sedans, SUVs, coupes, wagons, sports cars, and more!
We will need the information of all the people listed on the title.
A free and clear title has no one listed on it as a lien holder. We can help you make sure that your title is free and clear.
We have available during the following hours
Monday to Friday 9:00 to 4:30 pm Central Time
We are closed on Saturdays and Sundays
Your vehicle, photo ID, income and a clear vehicle title are all that is needed to get a title loan. Additional documents may be required on a case by case basis.
- Your ID
- Social Security Card
- Most recent paycheck stub less than 30 days old.
- Any utility bill under your name less than 30 days old.
- Auto insurance
- Vehicle title
- Specific pictures of your truck
- Spare key
- 5 references (family, friends, or co-workers)
We have an office in Houston Texas but we can service anywhere in Texas.
We work with different credit scores. Your credit score is only a part of the decision to approve your loan. We take into account different factors which includes, the value of your truck, ownership history, current income, and more.
Yes, we have helped many self employed professionals- especially since most truckers are owner operators with their own trucking authorities.
No, we offer loans to people with all types of credit scores
No. We do not have any prepayment penalties.
We have several convenient ways to make payments. Our representatives will discuss all the payment options available at the time of your loan. Online payments are also available for most of our customers.